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What is workers compensation and how does it work?

In may cases workers compensation may not seem fair to the worker or the company that is being asked to pay the claim. There are situations where an employee is injured by no fault of his own or the company, which is why the company may not want to pay. Often the only way to get what you deserve is to hire a lawyer. Finding a workers comp lawyer that you can afford may be a problem. Some states have lawyers who work on a contingency basis to get their clients a worker’s compensation claim approved.

What is Workers Compensation?

Worker’s compensation is designed to protect people who are injured on the job or suffer a job-related illness. The worker that becomes injured, files for worker’s compensation. This is to help cover financial expenses, such as:

The cost of medication and bills related to the injury
* A percentage of wages the person earned before becoming injured.
There may be cases where compensation for pain and suffering is considered

The workers compensation system helps both employers and injured workers. Thanks to this system, the worker can’t sue the company for the injuries he/she has suffered. And once the injured employee reports the accident (in a timely manner) he/she can’t be denied compensation.

Just because you are injured at work doesn’t mean that your bills will stop coming. This is the importance of the workers compensation system.

In some states, if a doctor believes the injured worker is ready to return to work, the employer may be required to assign that worker to a light duty position. If the wages in that position are lower than the original wages, compensation may need to continue.

Often this does not work for the employee because the employer will not have a suitable job that will allow the worker to come back and collect partial workers compensation benefits. Thus, the employee should actually wait until they make a full recovery and can return to the job they previously had. This will prevent any problems with their employment and the doctor will not release them to go back to work before they are ready.

When Should You File for Worker’s Compensation?

If you have visited a doctor for your work related injury and are told that you can’t return to work, you need to file your workers comp claim. Any delays can affect the validity. This is why it is important to do it immediately.

If the injury you suffered at work was witnessed by fellow employees, make sure this information is noted in the claim, as it will lend to the credibility of the claim.

Make sure you follow the steps outlined in this article. By doing these things in a timely manner, you will have an easier time processing your claim.

The attorneys at Franks and Koenig have over 30 years of combined experience in the Work Injury & Workers’ Compensation field. Our firm works strictly on a contingency basis, which means we don’t get paid unless we obtain a recovery for you.


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